👨‍👩‍👧‍👦 Enhanced Family Tax Calculator

💰 Family Member 1 - Enter Income Sources

Click to select your province or territory for accurate tax calculation
Ontario
British Columbia
Alberta
Quebec
Nova Scotia
New Brunswick
Manitoba
Saskatchewan
Prince Edward Island
Newfoundland and Labrador
Northwest Territories
Nunavut
Yukon
Ontario ▼
Salary, wages, tips, bonuses
Deductible RRSP contributions
38% gross-up + tax credits
15% gross-up + tax credits
50% inclusion rate
Interest, rental, other
Fully taxable withdrawals
US capital gains (no withholding tax)
US dividends (15% withholding tax applied)
Click to include or exclude contributions
📊 Include CPP/QPP (5.95% up to $68,500) 🛡️ Include EI/QPIP (1.63% up to $63,200)
CAD/USD rate for US income conversion
💡 CRA rate

💰 Family Member 2 - Enter Income Sources

Click to select your province or territory for accurate tax calculation
Ontario
British Columbia
Alberta
Quebec
Nova Scotia
New Brunswick
Manitoba
Saskatchewan
Prince Edward Island
Newfoundland and Labrador
Northwest Territories
Nunavut
Yukon
Ontario ▼
Salary, wages, tips, bonuses
Deductible RRSP contributions
38% gross-up + tax credits
15% gross-up + tax credits
50% inclusion rate
Interest, rental, other
Fully taxable withdrawals
US capital gains (no withholding tax)
US dividends (15% withholding tax applied)
Click to include or exclude contributions
📊 Include CPP/QPP (5.95% up to $68,500) 🛡️ Include EI/QPIP (1.63% up to $63,200)

👥 Family Tax Summary

Family Member 1

Total Income: $0
Net Tax: $0
After-Tax Income: $0
Effective Rate: 0%

Family Member 2

Total Income: $0
Net Tax: $0
After-Tax Income: $0
Effective Rate: 0%

🏠 Combined Family Results

Combined Gross Income: $0
Combined Tax Paid: $0
Combined CPP Contributions: $0
Combined EI Contributions: $0
Combined US Dividend Withholding Tax: $0
Combined After-Tax Income: $0
Family Effective Tax Rate: 0%

🇨🇦 Federal Tax Brackets 2025

Income RangeRate
$0 - $55,86715.0%
$55,868 - $111,73320.5%
$111,734 - $173,20526.0%
$173,206 - $246,75229.0%
$246,753+33.0%

🏠 Provincial Tax Brackets 2025

Income RangeRate
$0 - $51,4465.05%
$51,447 - $102,8949.15%
$102,895 - $150,00011.16%
$150,001 - $220,00012.16%
$220,001+13.16%

💳 Tax Credits & BPA 2025

TypeAmount/Rate
Federal BPA$15,705
Provincial BPA$12,298
Federal BPA Credit$2,356
Provincial BPA Credit$621
Eligible Div (Fed)25%
Eligible Div (Prov)10%
Non-Eligible (Fed)9.03%
Non-Eligible (Prov)2.99%